The Impact Of Green Credit On The Optimization And Upgrading Of Industrial Structure

In recent years,the domestic economic level has increased significantly,but the consequent shortage of resources and environmental damage have become increasingly serious.There are also some problems in the industrial structure.In order to curb the blind expansion of energy-intensive and polluting industries,China has put forward the green credit policy.Since the implementation of green credit,the shaanxi provincial government has issued some policies to actively support the development of green credit and vigorously transform the provincial economic development mode.Commercial Banks have also actively integrated green credit into their businesses.However,as the secondary industry of energy and chemical industry has been the pillar industry of shaanxi province for a long time,it is difficult for enterprises with high energy consumption and high pollution to transform quickly.Therefore,it is of great significance to analyze the problems existing in the implementation of green credit in shaanxi province and study whether green credit has an impact on the optimization and upgrading of industrial structure.This article is based on sustainable development,green finance become balance economic and environmental background of strategic planning,in reference to domestic and foreign about the green credit,green credit and industrial structure,industrial structure optimization and upgrading,on the basis of the research results of this paper introduces the definition of green credit and industries with the knowledge,as well as green credit to perfect the mechanism of industry improve four,take shaanxi province as the research object,analysis of green credit development present situation and existing problems of shaanxi province,from the rationalization,high-grade,highly efficient,green and so on four aspects to measure optimization and upgrading of industrial structure of shaanxi province In addition,a grey relational model was established to study the impact of green credit on the optimization and upgrading of industrial structure.The empirical results showed that green credit promoted the optimization and upgrading of industrial structure,mainly reflected in the greening,rationalization and upgrading of industrial structure.Finally,according to the empirical results,in order to improve the green credit policy of shaanxi province,the corresponding countermeasures and Suggestions are put forward from the aspects of formulating the legal system of green credit,improving the incentive and restraint mechanism of green credit,optimizing the disclosure of environmental protection information and the sharing mechanism of green credit,strengthening the innovation of green credit products and talent cultivation,etc.Extended in this paper,we study the relationship between green credit and industrial structure of the research,in view of the green credit problem of the influence of the optimization and upgrading of industrial structure,the variation coefficient method is used to optimize and upgrade industrial structure of shaanxi province to measure,grey correlation model is set up for green credit and gray correlation analysis of the optimization and upgrading of industrial structure research conclusion to improve the green credit policy,the transition of the economic model to new era,guide the optimization and upgrading of industrial structure and so on has certain reference significance.