Researchon Risk Control Of Financial Leasing Project--A Case Study Of China Railway Huatung Company

Risk control is one of the limited means for financial leasing companies to carry out project risk management.At present,China Railway Huatunneling Corporation is facing more and more complex industry environment.Because of the imperfect risk control system,the company can not effectively control the risk,which limits the company’s development.This topic studies the risk control of financing lease of China Railway Huatunneling Company.Through case study method,theory and practice,it analyses and solves the problems encountered in the risk control of the company’s actual financing lease project.It has a certain practical significance for China Railway Huatunneling Company and the same industry company.The main contents of this paper are as follows:Firstly,through the description of the basic situation of China RailwayHuatung company and the analysis of the company’s financial leasing operation data,it shows the current business situation of China Railway Huatung company.Secondly,this thesis expounds the risk organization structure,risk control process and risk categories of the current shield machine financing leasing project of China Railway Huatunneling Company.This paper adopts the method of questionnaire survey to understand the current situation and shortcomings of the risk control of financing lease in China Railway Huatunneling Company from the perspective of senior staff and experts in the industry.Then it combines with the past insurance cases of the company to analyze and explain the specific problems in the process of risk control of shield machine financing lease project.The main problems are as follows: lack of professional wind control personnel leads to operational risk;due diligence defects lead to credit risk and moral risk;imperfect management mechanism of leased assets leads to market risk.Combining with theoretical knowledge,this paper analyses the causes of the problems from both internal and external aspects.Finally,this thesis puts forward the countermeasures to improve the risk control of the financing lease project of China Railway Huatunneling Company from the internal and external aspects.The internal countermeasures are as follows: first,to enhance the awareness of risk control;second,to improve the organizational structure of risk control;third,to actively introduce professionals and improve the quality of personnel;fourth,to establish the supervision and accountability system of due diligence investigation;and fifth,to improve the organizational structure of risk control of the company.Standardize the management of assets;the external countermeasures include: improving the relevant laws and regulations,and implementing the compulsory registration system of leasing property.It is hoped that the above measures can help China Railway Huatunneling Company to optimize the risk control of financial leasing business and reduce risk losses.