Research On Credit Risk Of Bulk Commodity Supply Chain Finance Based On Fuzzy Comprehensive Evaluation Method

During the "Thirteenth Five-Year Plan" period,the international economy recovered,domestic economic growth was slow,and international commodity trade development was in good shape.However,China does not have the pricing power of international commodity trading,various uncertainties such as financial institutions,third-party logistics companies,insurance companies,buyers and sellers in the commodity supply chain,coupled with the complex and changing international environment.Based on the supply chain perspective,the research on commodity supply chain finance is increasing.Financing difficulties have become the constraint of the development of commodity supply chains.This paper focuses on the credit risk of commodity supply chain finance,classifies credit risk,and analyzes the influencing factors of financial credit risk in commodity supply chain,from industry risk,applying for comprehensive enterprise strength,supply chain operation status,pledge characteristics and warehousing.The analysis of the regulators and other aspects,and the credit analysis of the basic model of commodity supply chain finance is elaborated.The core of this paper is to construct a financial credit risk evaluation index system,and use the fuzzy comprehensive evaluation method to test a typical company H and calculate the weights of each index of the evaluation index system.The three-tiered indicator,and the result of the financial credit risk evaluation of the case company was finally obtained.The study found that H's financing credit risk in the commodity industry is relatively small.The research further confirms the supply chain finance in the commodity trading industry to help solve the financing difficulties of enterprises,and provides credit for the supply chain financial services of banks and other institutions.For reference and reference.