Research On Supply Chain Finance Strategy Of Enterprise A

In recent years,the development of supply chain finance has achieved great results,but in terms of depth and breadth,it can not meet the financial needs of the majority of supply chain enterprises.Especially the suppliers and distributors above the second level in the supply chain are still in a weak position,and it is difficult to obtain financing services.The shortage of enterprise funds also leads to the inefficiency of the operation of the whole supply chain.In the circulation of the whole supply chain,small and medium-sized enterprises not only need to supply to the downstream core enterprises,but also face the financial risk of accounts receivable of upstream suppliers.The biggest pressure risk faced by upstream and downstream enterprises in supply chain cooperation is "capital flow problem".In general supply chain,because of the location of the supply chain,company strength,business model,settlement methods and other factors,upstream and downstream SMEs are forced to bear the financial pressure imposed by the core enterprises,liquidity risk to themselves,but they do not receive credit support from the core enterprises.Small and medium-sized enterprises have many reasons,such as small scale,insufficient collateral,difficult to grasp the production and operation status,and poor ability to resist economic fluctuations,which make banks and other financial institutions think that the risks are too big to be credible,and refuse to lend.This paper mainly aims at the idea of supply chain industry financing,combines the characteristics of supply chain financing,relevant theories at home and abroad,the financing status of enterprises,the financing environment,the operation mode of financing mode and the policy conditions of bank wind control,combs the capital trajectory of business nodes such as purchasing end,processing end,manufacturing end and sales end,and according to the business transaction model and industry.The transaction position in business transactions,and then the introduction of supply chain financing products,so as to solve the financial pressure faced by enterprises and enterprises in operation,so that enterprises can operate faster and more efficiently.This paper chooses Enterprise A as the research object.Based on the research and analysis of the current situation of A company,this paper analyses the irrationality of credit risk,liquidity risk and so on in the process of financing.It designs a supply chain financing strategy matching enterprise A in many innovativefinancial products of supply chain,and analyses how to avoid risks better in the process of implementing the strategy so as to obtain funds better and solve the current financing difficulties.