The Impact Of Grassland Management Systems On Herders’ Engagement With Credit Loan

Credit is an important policy tool to solve the poverty problem in pastoral areas of China.Especially since China put forward the strategic goal of “precise poverty alleviation”,credit has been promoted as the main financial intervention to help pastoralists to create diversified sources of livelihood.Therefore,the credit behavior of herders and Research on the influencing factors is crucial.However,the research on credit behavior mostly focuses on the credit supply side,that is,the research of financial mechanism,but rarely pays attention to the impact of the evolution of pastoral management system on pastoral credit behavior.Recently,with the promotion of grassland management policies in China,the system of actual pasture management is in a process of continuous evolution.Nowadays,there are diversified pasture management systems in the pastoral areas,including community-based grazing quota management,grassland circulation and joint farm management.These different pasture management models affect the herdsmen’s pasture use and livestock production methods,which may affect the credit behavior of herders.Therefore,based on the case study of pastoral areas in the Qinghai-Tibet Plateau,this paper explores the impact of the newly-emerged pasture management model on herdsmen’s credit behavior,and analyzes how different pasture management models affect herders’ loan dependence and repayment ability,thus In the pastoral area,it provides new perspectives and suggestions for the herdsmen to improve their lives and promote the development of poverty alleviation in pastoral areas.This paper mainly discusses whether the pastoral management model has influence on the credit behavior of herders after the property rights reform in pastoral areas.To this end,this paper constructs a theoretical analysis framework of “grass management mode—intermediate transmission mechanism-credit behavior” by identifying the transmission mechanism of pastoral animal husbandry management,and based on the July-August 2018 research group in Sichuan Province.The data collected by the questionnaire survey of 166 herdsmen in three case villages selected from Zoige County,Aba Prefecture,using the binary logit model and comparative analysis method,empirically analyzed the pastoral credit behavior and its mechanism of action.The results show that:(1)herders are more dependent on loans under the management mode of grassland contracting households;(2)Herders have stronger repayment ability under the grassland management mode shared by the community.The interpretation of this result in this paper is that although pasture contracting protects the use rights of individual herders,it also has a negative impact on animal husbandry production and pastoralist livelihood,breaking the reciprocal mechanism shared by the past communities and the four seasons nomadic.In the way of grassland utilization,the herdsmen began to adopt the method of renting grassland,purchasing forage and borrowing to replace the original community sharing risks and sharing key resources.Different pasture management models have different abilities to deal with the risks of animal husbandry production and management due to the degree of reciprocity and the entry cost of key resources.Therefore,the degree of dependence on loans and repayment ability are also different.To a certain extent,the cost of animal husbandry operations has increased,causing herders to generate cash gaps and turn to usury.The difficulty in improving the operation of animal husbandry has made repayments difficult,and even the phenomenon of “repaying loans by loans”.Compared with the management system of contracted households in the pasture,the management model of community shared pastures and joint farm management grassland coordinates the grazing methods,livestock movement and entry of key resources through community organization and reciprocal relations,resulting in lower animal husbandry production costs.Therefore,herders who implement these two management modes are less dependent on loans and have higher repayment ability.Based on this,the conclusion of this paper is that different pasture management models have different ability to deal with animal husbandry production and operation risks due to different reciprocity and key resource entry costs,so the dependence on loans and repayment ability are also different.The conclusions drawn in this paper are that the pastoral areas have the following policy implications in constructing a sustainable rural financial system and alleviating poverty in the existing pasture management model: policies should avoid the risk of repatriation of herders,improve the production and management of herdsmen’s animal husbandry,and pay attention to pastoral differences.Improvement in terms of quality.