Study On The Problems And Countermeasures Of The Social Medical Insurance System In Qingdao City Of Shandong Province

With the rapid development of the economy and society,the world’s research on social security issues has become more and more intensive,and it is generally believed that a full-cover urban and rural medical insurance system should be established.Similarly,the Chinese government has always attached great importance to the establishment and coverage of the resident medical insurance system and paid great attention to it.In recent years,China has gradually established a basic medical insurance system covering urban and rural residents.Its main body is the urban employee medical insurance system,the urban residents’ basic medical insurance system,and the new rural cooperative medical care system.The establishment of a basic medical security system is of great significance for eliminating urban-rural differences,improving the happiness index of residents,and developing social economy.Qingdao city is an important coastal open city in Shandong Province.The resident population of this city is 9,290,500,and the gap between urban and rural disposable income is huge.It is the main area for the integration of urban and rural medical insurance in Shandong Province.In the process of integration of urban and rural medical insurance in China,studying the problem of Social medical insurance system in Qingdao city will help to accelerate the development of Social medical insurance integration,constantly enrich the theory of solving Social medical insurance problems,and innovate the development of Social medical insurance system in Qingdao city.It is a way to speed up the full coverage of the Qingdao city Social medical insurance system.This paper starts with the connotation of medical insurance and related theories,analyzes the development history of Qingdao city medical insurance system,summarizes the status and problems of Qingdao city medical insurance system.By summarizing the problems in the Qingdao city Social medical insurance system,we analyzed the causes of problems in the Qingdao city Social medical insurance system.In order to implement the integrated development of the urban and rural Social medical insurance system,we propose countermeasures which are through the reform of the household registration system,promoting the design of the top-level system,and improving the medical insurance system,and optimizing the allocation of medical resources and etc.,to solve the problem of the Qingdao city medical insurance system.The aim is to explore a new path suitable for the integrateddevelopment of the medical insurance system in Shandong,to provide more ideas for medical insurance research,and to further enrich the theoretical basis of medical insurance issues.