Research On Criminal Regulation Of Illegally Absorbing Public Deposits In The Field Of Internet Finance

With the rapid development of Internet technology,the Internet is gradually seeped to each domain,the Internet and the financial sector to fully mixed and penetrated.As the representation of the Internet industry,Internet payment,P2 P lending,Crowd funding,small electric business loans,are all in the rapid rise and rapid development.Along with the Internet financial "explosive" growth,Internet financial crime also have begun to emerge,and worse,to the stable and healthy development of the Internet financial caused a huge risk.Accurate analysis in the crime of illegal absorbing public deposits in the applicable in the field of Internet financial situation and its loopholes and defects existing in the in the use of the Internet finance,and finding out the proper and reasonable solutions,become the key to solve all the questions under the background of financial needs.Based on the crime of illegal absorbing public deposits as the breakthrough point,the main point of this thesis are the introduction and analysis of financial forms on the Internet,the arrangement of the current our country crime of illegal absorbing public deposits in the Internet and applicable conditions of financial crime,the analysis for defining in the crime of illegal absorbing public deposits on the Internet finance,and reflection and perfect contrast on the defect of crime of illegal absorbing public deposits.This paper is divided into four parts.The first part mainly is the introduction and analysis of financial forms on the Internet.In this section,we analyze the current new form of Internet finance in our country,including the Internet intermediary services and Internet financial service mode,compare the differences between the traditional financial sector of the Internet and the Internet financial,and arrange the Internet financial legal relationship.The second part introduces the crime of illegal absorbing public deposits in our country on the Internet and applicable conditions of financial crime.In this section,the paper analyzes the crime of illegal absorbing public deposits for defects in the field of Internet financial;introduce in the field of Internet financial requirements of the general situation of the crime of illegal absorbing public deposit,and the new characteristics of illegal absorbing public deposits;sort the Internet financial sector of the legal regulating of the crime of illegal absorbing public deposits.The third part introduces and analyzes the crime of illegal absorbing public deposits definition applicable in the field of Internet financial.It also analyzes the criminal offense of illegal absorbing public deposits of Peer-to-peer lending and Crowd funding.At the end of this section,the paper reflect on the Internet financial crime of the crime of illegal absorbing public deposits.The fourth part expounds the improvement of the crime of illegal absorbing public deposits in the Internet financial,including putting forward to perfect Internet financial sector legislation of crime of illegal absorbing public deposits standards,strengthening the Internet financial markets civil,administrative and criminal judicial linkage cooperation and strengthening professional and criminal judicial practice case.