Study On Explaining Liability Of The Insurer

From the setting of “The system of Explaining Liability of The Insurer “,It has been hotly talked by scholars,It is no exception for me.I want to do a systematical research on the form.through the Analysis of the results of practical problems,I will put forward some positive Suggestions for the improvement.As for why choose research report to write my paper,I think the three following aspects may be the best reasons:(1)there are a lot of students write their paper in this way,it gives me a lot reference and help;(2)for our major,we are encouraged to write in this way,it can not only reflect our interdisciplinary talent,but also can be helpful for us practicing professional skills.(3)writing in this way can be more clearly reacting defects and problems of the system and judicial reality.In the end,I want to enrich the academic research for reforming the system by this way and providing some relevant Suggestions to accelerate the improvement of the judicial practice.The existence of The system of "Explaining Liability of The Insurer" is mainly for balancing the interests of both sides.And I think the legal basis behind it are the following aspects:(1)the situation of asymmetric information require.(2)Appropriate terms' features require.(3)the unbalanced contracting ability of both parties require.(4)the characteristics of insurance require.(5)the right of consumers' knowing about the product require.The main body of paper is investigating and analyzing the each element of the "Explaining Liability of The Insurer",combining the case studying analysis with the data classifying,induction and integration,eventually forming data and report.The paper shows the object,scope,methods,standards,legal consequences of the Explaining Liability of the Insurer.and the six aspects results from respectively judging.all forms are accepted In the appendix.Specific list in the form can clearly show the my analysis,but because the limitation of paper and author's energy,it cannot detail the instructions on each parts.On this basis,I made a further systematic analysis to find out the problems existing in the current judicial practice.Finally,I will give proposed and further specific perfect suggestion in the following aspects:System completion,Work measures and legislative proposals.The most important part in this paper is the third part.Firstly I give analysis of the constitutive requirements of the legislation present situation;then I put forward the idea and introduce the problem;Lastly,I analyze all the finished data and problems and put forward related perfect suggestion.Through the analysis of the research above,I hope it can do something to enrich literature research of Explaining Liability of The Insurer;It can also objectively reflect the truth of the referee of this obligation in the judicial practice;I hope it can be used to perfect the Explaining Liability of The Insurer so as to provide some references for the judicial practice.