The Legal Regulation On Fin Tech

From the perspective of the development of Internet finance in our country,in just a few years,China's financial industry has brought tremendous changes.Since there are two sides to the development of things,a series of risk problems have emerged in the development of Internet finance.Therefore,Financial regulators began to shift from the initial relaxed supervision to strict supervision.With the implementation of a series of regulatory policies,the financial risk problem has been effectively checked,meanwhile,it has also hindered the innovation and development of Internet finance.Therefore,under this background,science and technology finance emerges quietly.It can be said that science and technology finance is an extension of Internet finance.At present,its development in the academic and practical fields in China is at an exploratory stage.This writing is mainly for the emergence of science and technology finance as well as the next regulatory trend for the purpose of research and development for the development of science and technology to provide a sound and favorable regulatory environment.We hope science and technology finance can play an innovation and promotion role for the development of China's financial industry.This article mainly consists of three parts:Chapter ?:The foreign scholars did not directly appear the concept of science and technology finance and Internet finance in their research.The most researched scholars are financial science and technology.However,China introduced and studied the science and technology of finance.So it can be said that financial science and technology,science and technology finance and Internet finance have different things with the same purpose.Therefore,the first part mainly introduces the origin and development of financial technology,Internet finance and science and technology finance.There are risks in development.This is the consensus reached between the new financial format and the traditional financial industry.Therefore,the first part also introduces the financial risks that technological finance may encounter in the development process.Chapter ?:Due to the rapid development of foreign financial innovation,which promotes the accelerated formation of the financial regulatory system,foreign financial regulatory policies can provide a powerful reference for China's financial innovation and development,mainly introduced in the second part representative of the two financial powers,that is,the United States and Britain in the financial regulatory aspects of the implementation of the policy and the current reality of the situation.On the United States of science and technology regulation,non-objection letter policy detailed introduction analysis.The UK mainly introduced sand box regulation policy,regulatory science and technology policy and financial technology bridge policy introduction.Chapter ?:Articlemainly introduces the status quo,difficulties and suggestions for the development of legal and financial laws and regulations in our country.This part mainly combines the first two parts.After the development of science and technology finance and the development of foreign financial supervision,combined with China's own financial development environment and China's national conditions,this paper puts forward suggestions on the development of legal regulation of science and technology finance in China.Science and technology finance is the latest development trend of China's financial innovation.In the course of its development,it is necessary to supervise and ensure that it has enough space for financial development.The first is to introduce the regulatory policies on the current new financial state in our country,including the legal development of third-party payment,P2P and Crowdfunding.Secondly,it introduces the difficulties that may be encountered in the process of developing legal supervision of financial innovation.Finally,we will introduce the concrete experiences we have put forward based on the development of international and domestic financial regulation.We will learn about the introduction of sand box regulation in the United Kingdom and the introduction of U.S.regulation of science and technology.At the same time,we will also pay attention to the policy of protecting the information protection of financial consumers.Adhere to both regulatory and targeted development space,so as to provide a healthy development environment for the development of science and technology finance and enhance the competitiveness of China's financial innovation in the world.In the process of writing the thesis.Firstly,I used the literature analysis method to analyze the development of science and technology finance.Secondly,science and technology finance fall into the category of finance.Therefore,during the process of data compilation,I also collected a great deal of information in the field of finance and technology.Finally,since it is a product of innovation in finance,it is innovative.Therefore,I use Internet resources to organize and utilize the latest ideas of journalists and scholars to increase the novelty of the article.