The Dilemma And Legal Perfection Of Online Car-hailing Insurance Claims In Our Country

The purpose of this study is to solve the network problems in car insurance claims about practice,as the legislative direction,fundamentally eliminate the phenomenon of different sentence connection,protection of judicial credibility,promote network about car traffic accident insurance liability disputes reasonable solution,for web about car insurance claims system provides the theoretical basis and model building.Ride-hailing is the abbreviation of online booking for taxis,which is a new thing in the Internet age.Since the advent of the ride-hailing service,the convenience and convenience of the car has met the needs of the diversified travel of the masses,but it has also caused a series of problems and caused a lot of legal disputes.This paper summarizes the research results of Chinese and foreign legal scholars and summarizes the research area of the research.We visited the car-hailing platform,the car rental company,the insurance company of the ride-hailing company,and the consumers collected a large amount of first-hand information,and organized the judicial practice in judicial practice.At the same time,it also makes investigation and analysis of the extraterritorial legislation,especially the comparison and reference of the insurance model of the American network,which provides reference for the legislation of China's online car-hailing insurance.In this paper,we propose the legal perfection of the insurance claim for our network insurance.Firstly,this paper gives an overview of the insurance claims of the network.Net around the car as a kind of new things and concepts,has its unique characteristics,at present there are mainly the taxi,express,downwind car model and car model four patterns,and the development trend of network about car model illustrates,in clear about car after the basic concept and operation mode,analyses the about car insurance,motor vehicle insurance and networks and network ductility explaining about the particularity of car insurance.Secondly this article also analyzes the network about the present situation of the car insurance claims and difficulties,in the legislation,the net about car has developed rapidly in our country,but at the moment whether network about car or network about car insurance legislation tend to be blank,only a network to make an appointment the taxi business service management interim measures for the legal status of low,hard to meet the needs of the network about car regulation;Due to the lack of legal support,it is difficult to accommodate the interests of all parties,and it is difficult to carry out the implementation,which is not conducive to the protection of the interests of the injured.In terms of claims,China's Internet traffic accident claims are slow,more controversial,more legal recourse,the settlement of a bigger problem.There is a big legal dilemma in China's online booking of taxi insurance claims.At the same time,this article also investigates the extraterritorial legislation of network taxi booking,the network of about car insurance law more perfect,execution is also good,German and Japanese web about car insurance law also has its characteristics,for our country's network about car insurance legislation has certain model function,our country has become the largest net about car use,and drops the unicorn was born about car giant,we should actively absorb the net about car insurance outside experience,realize the construction of network about car insurance system of our country.Finally,this paper summarizes the network about car insurance claims in our country law perfect method,from to strengthen the supervision of network about car platform,improve the network about car insurance legal system,build new mode about car insurance claims and the introduction of social relief funds to participate in the proposal.Network as a new thing about car,both in its services and regulation has certain legal blind area,need deepening theoretical research,and network about car as a traffic tool,in the process of service,the most possible damage is traffic accident tort,net about car insurance also has become a top priority.Theory and practice about car insurance claims are calling for the network in our country law is perfect,for the purpose of this paper,for solving network taxi booking insurance claims,realize the perfection of the law to provide reference and reference.