Study On Heritage Management System

The sprout of the floating mortgage system came from Roman law.At that time,the law stipulated a polymer mortgage.Later,following the development of various countries,different countries and regions improved the floating mortgage system as an important part of the mortgage system.China introduced the system into the economy and society through the “Property Law” form in 2007.After ten years of practice,there are problems in the specific operation of the system.The thesisis to analyze these issues and find solutions.The uncertainty of floating mortgages increases the bank's credit risk.Banks will usually handle loan applications in the form of floating mortgages.The preferred business is a company with good business reputation and sufficient assets Disputes have led to some problems in China's floating mortgage system.For example,the scope of the subject is too wide,the scope of the object is too narrow,the registration system is incomplete,and the rules of priority are not clear.In the stage of setting rights,we should expand the scope of the object of floating mortgages.We can increase the “access threshold” for floating mortgage holders.It is necessary to use the township government agricultural economic management station as another registration authority on the basis of the existing industrial and commercial administrative registration authority.At the same time,the registration matters should be detailed.During the duration of the rights,the priority of the floating mortgage should be determined.At the beginning of the existing registration system,it is extremely necessary to include the contents of the re-guarantee clause.At the same time,the priority order of rights should be clearly defined.The legal priority is greater than the floating mortgage.