Investigation And Prevention Countermeasures Research Of The P2P Network Lending Crime

It have been 10 years since the first P2P network lending platform came into our country.As the Internet upstart,the total number of the P2P network lending platform is 7252 as of 2017,but a total of 5166 platforms have been warned to become problem platforms,accounted for 71.19% of the nationwide P2P online loan platform.Although the development of network lending platform has been out of the initial chaos stage,it still needs our close attention.As a type of crime which involves many people,network lending crime is very likely to have a huge social impact.The research on P2P network lending crime is experiencing a period of inaccurate legal qualitative.The existing research mainly focuses on the concept analysis,financial model and criminal law study of P2P network lending,but investigation methods and prevention and control methods have not form a more reliable and comprehensive system.This thesis is mainly based on the overview of P2P network lending,the investigation of the case and the as the starting point,and This thesis is divided into the following four parts.The first part is mainly about the overview of P2P network lending,and separately explains its concept,rise and the status quo,and rules and regulation.And the first part focus on analyzing illegal absorption of public deposits and fund-raising fraud which P2P network lending may involve in.The second part is mainly about the crime features and issues of the P2P network lending crime.Based on P2P platform's convenience,innovative forms of investment,information transparency and non-standard operation,the second part analyzes the crime features of the P2P network lending crime and discusses the issues in the end.The third part is mainly about the investigation measures of P2P network lending crime,including the preliminary investigation route,the investigation of operating conditions and team data of the platform in the official investigation.And the official investigation includes platform location,creator's background,platform business operations data.The end of the third part is the use of Internet thinking in investigation which includes remote evidence collection,electronic evidence collection and multi-sectoral linkage.The forth part is mainly about the prevention and control means of P2P network lending crime,the first is to improve the regulatory mechanism to standardize platform operations,the second is to improve the two protection mechanisms and the self-restraint of the network lending industry.End of the forth part is the inspiration from the regulatory mechanism of the foreign P2P platform.