Research On The Investigation Of Illegal Fund-raising Crime In The P2P Online Lending

P2P online lending has developed rapidly in China,and has developed various operating modes,but due to the imperfect laws and regulations,and the lack of industry supervisory,the whole industry turn into a mess.The leaders of the platforms commit illegal fund-raising crime by setting up the pool of fund,issuing false targets,publishing sham information of platform,and this kind of crime has the characteristic of wider area involved,more people involved,and the characteristics with big losses.According to the characteristics of the illegal fund-raising crime committed by the P2 P online lending,the criminal investigation department should take investigation measures timely which is different from the offline illegal fund-raising crime.The department must construct the warning platform of illegal fund-raising committed by P2 P online lending,which is used to supervise the capital flow,high-risk groups,network public opinion and abnormal behavior of the platform,so that expand the source of clues.The investigation of online and offline should begin at the same time,the investigation aim at finding out the basic information of the platform,and make clear the operation process of the platform,and find out the platform commit crime or not.The department should take measures timely,detain computers servers,account books,interview the employees of the platform to perfect the evidence chain.As to the platforms,the government departments should clarify the platforms appropriately,and take different measures against different kind of platform.During the investigation,the different departments from different regions should be combined to make sure the suspects can be found out.The department should stabilize the sentiment of the investors,and win the support of the investors and cooperate with them,so as to ensure the investigation of the department.The department should make clear the capital flows by check the account details,and find out the details of the crime by interrogating the suspects.The recovering of the loss should cause the attention of the investigators,Dispose the illicit money publicly,protect the legitimate rights and interests of the victim to the maximum extent.