Research On The Legal Obstacle Of The Bankruptcy Of Asset Securitization In China

Asset securities refers to both the lack of liquidity and able to generate stable cash flow of an asset,that is to say,have a certain security structure,the income and risk are separated,can be in the market,its free trading of securities,also belong to the financing behavior.From the perspective of Banks,asset securitization can effectively reduce the cost of financing,and it can also optimize the management of assets and liabilities,as well as the diversification of risk,which is of great practical significance.In the case of asset securitization,the key link is to be able to turn the cash flow into the investor's all,thus such behavior is defined as bankruptcy segregation.The starting point of this study is mainly from four aspects.Firstly,the paper discusses the theory of asset securitization and bankruptcy segregation,which can help readers better understand the transaction mode of asset securitization.But there are risks.Second,China has two kinds of bankruptcy and the seizure of the related asset securitization laws and regulations,through the form of case explained,enlarging the readers to understand the current China's bankruptcy isolation is how to solve problems;Then,the problem of bankruptcy isolation is studied.In the end,the author puts forward some Suggestions to strengthen his own rules and regulations.