Study On Legal Issues Of Travel Agency Liability Insurance

In China,a more comprehensive system of the travel agency liability insurance has been formed,but there are still many problems in practice.On the subject matter of travel agency liability insurance,there is an ambiguous situation in legislation whether the liability for breach of contract belongs to the liability of insurance.This has led to its failure to give full play to the role of liability insurance.In the scope of exemption clause,it is contrary to the legislative purpose of travel agency liability insurance to exclude high-risk tourism projects and service quality irregularities.The imperfection of legislation leads to the issue of whether the third person can enjoy the right of direct claim and the attribute positioning of travel agency liability insurance is not accurate enough.Therefore,in order to promote the health development of travel agency liability insurance and protect the lawful rights and interests of tourist consumers according to law,the liability for breach of contract should be included in the scope of insurance subject of travel liability insurance.Standard the excluded liability clause of travel agency liability insurance and unified the products of liability insurance.Endow and perfect the system of direct claim of third person,etc.