On The Perfection Of The Legal System Of China's Online Lending Supervision

In recent years,the online lending industry,as a form of private lending,has been developi ng rapidly in China,which has alleviated the social capital demand to some extent,solved the fi nancing difficulties of individuals and small and medium-sized enterprises,and promoted the im plementation of the inclusive finance policy.Based on the analysis of network lending industry development in our country on the basis of the current situation and existing problems,through draw lessons from foreign network legislation supervision experience,borrowing from the perfe ct network credit regulation,regulatory agencies and their responsibilities clearly,standardized c redit certification system,establishing the risk control mechanism and so on were discussed,for the improvement of the system of network borrowing regulation law provides corresponding sug gestions.By standardizing and promoting the healthy and orderly development of the online len ding industry,we can promote the realization of financial value.