Research On The Legal Issues Of Enterprise Credit Investigation Under The Capital Subscription System

In 2008,the US financial turmoil triggered an economic crisis that swept the world.While it had a huge impact on the market environment,it also made people aware of the importance of establishing a corporate credit system and preventing financial risks.As a key part of the entire credit system,corporate credit reporting plays an irreplaceable role in reducing adverse selection?moral hazard issues based on information asymmetry and reducing debtor default probability.The 2014 edition of the "Company Law" changed the company's original legal capital system into a subscription capital system,which further enhanced the level of modernization of enterprises at the level of institutional rules,while the other side also tightened the urgency of establishing and perfecting corporate credit reporting systems.China's corporate credit reporting system,which is still in the early stages of development,still faces many challenges.The solution to these problems is inseparable from the expansion of the market environment,the guidance of national laws and policies,and the enhancement of the overall social credit awareness and the shaping of the credit culture.This article will elaborate on the reform of China's corporate capital system and corporate credit reporting from four parts:The first part is an overview of the significance of corporate credit reporting on capital system reform.It elaborates on the basic concepts of corporate credit reporting,the impact of corporate capital system reform on creditors' interests,and the importance of corporate credit reporting on the protection of creditors'interests.The second part is to analyze the existing legal problems of corporate credit reporting in China,mainly from the legislative status quo,the credit information model,the main body and the scope of credit information of corporate credit reporting in China.The third part is the research on the credit reporting system of the United States,the European Union,and the Japanese enterprises.By comparing and analyzing the development path of the credit reporting system of developed countries,it is expected to provide some reference opinions for promoting the improvement of the corporate credit reporting system in China.The fourth part is some legal suggestions for perfecting the credit information system of Chinese enterprises.It is hoped that the credit information system of Chinese enterprises can be continuously improved from the aspects of credit information legislation,credit information mode,credit information subject,and credit information range,so as to better protect creditors.The interests of the debtor at the same time promote the improvement of the debtor's rights and interests,and improve the level of civilization in the credit information market.