The Idea Of Increasing The Crime Of Usury Lending

With the prosperity of China's economy and the increasingly active private lending market,a lot of problems have arisen behind its activity.Rampant high-interest lending plays a very important role in these problems.In recent years,China's private lending cases involving high-interest lending are emerging one after another,and the number of cases received is increasing year by year,which is obviously not conducive to the stability of China's financial market order,but also poses great risks and harms to China's financial security.Because our country criminal law not to lend usury behavior in criminal law regulation system,therefore the past Chinese almost not simply because of usury shall be investigated for criminal responsibility according to law cases,Gregory lending is absorbed into other crimes,mostly as considering sentencing plot,but this approach does not implement regulation of usury behavior itself.Because of the lack of criminal law regulation on high lending,the temptation of illegal costs caused by the low prompted the usury is rampant lending,which not only seriously disrupted the normal order of the folk lending originally,but also provides a convenient for other illegal and criminal behavior,this causes in our country folk financial capital circulation in the market,the form of usury are increasingly active,a series of bad effects,people's attention to its more and more is also high.Therefore,how to regulate this increasingly rampant high-interest lending behavior has become a hot spot of theoretical research in China.By exploring the criminal path of high-interest lending behavior,this paper analyzes the necessity and feasibility of adding the crime of high-interest lending,and puts forward the legislative conception of adding the crime of high-interest lending,so as to promote the stable development of China's folk financial order.