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Research On The Problems And Measures Of The Supervision Of Commercial Banks By The CBRC

Posted on:2020-08-07Degree:MasterType:Thesis
Country:ChinaCandidate:H Y BaoFull Text:PDF
GTID:2416330578470819Subject:Public Administration
Abstract/Summary:PDF Full Text Request
Commercial banks occupy a dominant position in the entire economic system and play a vital role in the development of the country's financial industry and even the national economy.With China's accession to the WTO and the rapid changes in the domestic and international financial environment in recent years,banking financial risks and management problems have emerged in an endless stream.The CBRC has continuously increased the supervision of major commercial banks to ensure the stability of the financial market.However,the CBRC has certain problems in the formulation and implementation of regulatory laws and regulations.This paper takes the CBRC as the research object and analyzes the possible problems in the supervision of commercial banks by the CBRC and gives countermeasures and suggestions.This paper systematically analyzes the problems existing in the supervision of the CBRC on the basis of previous studies,including economics and literature analysis methods,mainly including internal and external issues,such as Problems such as imperfect regulatory regulations,inadequate regulatory market environment,and backward regulatory methods.Taking Wenzhou Industrial and Commercial Bank as an example,the paper analyzes the specific problems of the supervision of the Industrial and Commercial Bank of Wenzhou by the China Banking Regulatory Commission,and gives practical countermeasures based on the actual situation.The conclusions of this paper are as follows:(1)Proposing to establish a bank supervision coordination committee,strengthen the organizational reform of the supervision department,and strengthen the communication between the supervision department and the commercial bank,etc.,from the perspective of strengthening communication and coordination between the regulatory authorities(2)Mainly from the perspective of the regulatory system,through the establishment and improvement of relevant rules and regulations system,and vigorously promote the reform of the regulatory system;(3)from the internal perspective of Wenzhou Industrial and Commercial Bank,including strengthening the internal system construction,establishing dynamic risk Recommendations for evaluating systems,improving information disclosure systems,and improving the quality of supervisors;(4)The research content of this paper is well-expanded and can be applied to the supervision of other financial industries.
Keywords/Search Tags:China Banking Regulatory Commission, commercial banks, regulatory mechanisms
PDF Full Text Request
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