The Rule And Regulation To CAMPUS LOAN In Judicial Process

The purpose of writing this article,is to propose solution to settle the problem of campus loan from the visual angle of campus loan and civil jurisdiction.The main research methods adopted in this paper are empirical analysis,inference analysis and both deductive reasoning and inductive reasoning.The empirical analysis of this paper has a lot of data,the status quo survey from the research results of existing papers in this field,as well as the author has encountered the latest cases.Reasoning analysis and conclusions of this paper,some with some previous papers in the same or similar way,but also a major advance and breakthrough,innovation,especially from the view of the capacity for civil conduct of civil law to examine students a special social group's capacity for civil conduct,it ought to be conflicts with the reality defects recently,the author thinks that,it is this contradiction,caused the student debt behavior deviated from our good expectations of the society as a whole,if you can't face these contradictions,both in terms of economic and financial tilt,the good faith education,the burden of proof,the supervision and administration of the Internet,criminal crackdown on all aspects,It doesn't solve the problem.Therefore,the people's court,as a professional judicial organ,puts forward a series of questions from the perspective of the people's court's judicial work,which are different from the legal analysis of academic research institutions in terms of the relevant legal policies,judicial Suggestions,legislative motions and research.The main research achievement of this paper is to systematically define the responsible behavior of students and put forward systematic rationalization Suggestions.Student borrowing loans not only covers the campus,also includes some variant,similar to that of the campus to borrow such as network consumer loans,offline private folk lending even suspected of a crime,has been to provide loans to students as a cover,undertake to the student fraud false borrowing,and similar,derived form of borrowing is sure to emerge in endlessly.It has become the consensus of all industries to solve this problem.However,the analysis of how to manage and regulate in the field of legal system is generally insufficient.The author believes that the main body of legal relation of borrowing mainly lenders and borrowers,laws,regulations and industry standards,industry ban can stipulate the lenders are not allowed to do,but lenders can use creative thinking to form the breakthrough of the ban,the so-called in its form,only from the perspective of lenders,scientific study of the students' capacity for civil conduct,and restrictions on their capacity for civil conduct necessary,to fundamentally solve the problem.Generally speaking,to keep an eye on sheep,telling the Wolf not to eat sheep cannot fundamentally solve the problem.As long as the sheep pen is firmly fastened,the sheep can be more effective.This is also the main idea of this paper.