The Research On The Problem Of Avoiding The Interest Regulation In Private Lending

In recent years,there's been a common characteristic that shows among a large number of private lending dispute cases accepted by the court,which is the(parties/clients)use different ruses to evade interest regulations in order to obtain high profits.This evasion behavior of interest regulations mainly includes two kinds of independent but also interrelated parts: one is evading the prohibitions on lending between corporations,the other is evading the provisions on the limit of interest rate cap.To control,or to indulge?Especially for the judicial regulation to grasp the scale of them.This is related to whether the effectiveness of inter firm lending and the relevant provisions on the ceiling of interest rates are reasonable,to how to measure the consequences of violation of the provisions,and to the other series of issues that worthy of more study.Based on the above problems,this paperdescribes the follows:*The basic theories about interest and interest of private lending and interest control.*The typical behavior of evading the interest rate regulation and its legal nature.*Thinking about the comparative problems on China's current interest rate cap issues from the perspective views and some suggestions about the improvements on the regulation of private lending interest rate.