Studies On The Business Mode Of Online Peer To Peer Lending And Its Tax Issue Research

The P2 P network lending platform is a new financial product service website via integration of network technology and private lending.Peer to peer loan is the abbreviation of private lending,the official translation is consider as "peer-to-peer lending".P2 P is a kind of new financial products with the rapid rise of the wave of Internet banking,its development is closely related to private lending and it has a great effect on the development of the industry.P2P network lending is a related industries interrelated forms of financial products,the successful introduction of British Zopa and later American network lending platform prosper and lending club makes domestic P2 P finance industry formate rapid development.Because of the China credit system is not perfect,which makes the P2 P network lendingstyle and features have a unique style.Local P2 P lending platforms tend towards information intermediary mode,debt transfer mode or risk reserve model,combined with online and offline operation mode of operation,derived from a a series of unique innovation model.Researches on P2 P network lending platform has reached a more systematic theoretical level,this theory system also illustrates the effective supervision on P2 P network lending platform of the operation mode into a more mature stage of the study.However many of the existing literature mostly focus on macro perspective of P2 P network lending platform.Research contents are mainly concentrated on the sustainable business style?platform operation mode and other aspects,the platform more detailed aspects,such as tax,risk test observation research is still in the stage is blank.Therefore,the author hope that the P2 P platform specific operation mode of operation of the comparative analysis,especially under the different modes of all kinds of P2 P platform and all tax collection,especially the comparative analysis of the practice of tax collection,thinking current P2 P industry tax status of the future trend and rapid development to provide a more rational research channel and direction.