The Legal Issues Study On Supervision Of P2P Network Lending

The paper takes the P2 P network lending which is a typical representative of the internet financial service as an example.After pointing out its importance to the internet financial supervision,it aims to analyze problems of the P2 P network lending which has experienced the stage of initial developing,adjusting and standardizing.Through this analysis,in order to put out the necessity of supervision.From the legal relationship among borrowers,lenders and network lending intermediaries,the paper will analyse the legal issues in all this parties.Combining with the new law of the P2 P network lending in 2016,the paper will interpret its legal supervision.On the one hand,it will affirm the new law;on the other hand,it will put out the improvement of the new law.Under the framework of the regulatory system,the purpose is to put forward improvements of the means and methods about supervision of the P2 P network lending and specific measures to adjust the supervisory system.Therefore,discussing the supervision of the P2 P network lending which is based on the background of Internet finance is the guiding significance to solve the legal problems in this field.