The Research On Compulsory Insurance Of Driverless Motor Vehicle

Human's dreaming for driverless motor vehicle has lasted for years.In the past,people keep making electrical improvements to the motor vehicle,a definitely mechanical platform,with developing modern technology.From the simple reversing radar to the cruise control,the anti-collision warning to the emergency avoidance system,until today,we seem to see the light of bringing the driverless motor vehicle into reality.Correspondingly,China built the compulsory traffic accident liability insurance for motor vehicles in the early 21 st century,for motor vehicles made purely with mechanical construction.But the system itself is quite complex and problematic.Because it dares not abandon the name of liability insurance,but still wants to include the rapid payment to victims,the traffic accident liability insurance for motor vehicles system has been questioned and challenged since the very beginning.While the era of driverless motor vehicle comes,to reform our country's traffic accident liability insurance has some more reasons.No matter the possibility of the mixed responsibility of both drivers and producers in the limited driverless motor vehicle era,or the responsibility of producers entirely taking drivers' responsibilities in driverless motor vehicle era,all of these have indicate the necessity to reform.This essay will discuss how the limited driverless motor vehicle era impacts on our present compulsory motor vehicle liability insurance system,starting from the characteristics of driverless motor vehicle.For example,it can make the problem of violating no-mistake insurance basic more serious,the risk sharing more unfair and maintaining traffic safety less support.This essay will also combine with the experience of foreign laws in order to provide directional recommendations to reform the compulsory motor vehicle liability insurance,which in other words,is to reconstruct with reference to the revised liability insurance mode.In the meantime,the following parts are going to discuss whether it is possible to use the compulsory product liability insurance to replace the compulsory motor vehicle liability insurance,the envision of related systems and so on,while facing with the coming driverless motor vehicle era.