On The Consummation Of Legal Regulation Of Related Transaction Of Rural Commercial Banks In China

In recent years,silver circ on the regulation of commercial Banks is increased,launch the market chaos management,shareholders equity screening renovation work and a series of special projects,"commercial bank equity management interim measures"(2018)in the commercial Banks with the internal measures of related transaction management and shareholders(2004),on the basis of strengthening commercial Banks with shareholders and related personnel connection transaction management,related party transactions to regulate commercial Banks provide new guidance law.Based on the legislative experience of the United States and Taiwan,this paper discusses the new regulations in four parts.The first part introduces the current situation of connected transaction of rural commercial Banks in China.On the basis of reviewing the development process of rural commercial Banks in China,this paper clarifies the positioning and special functions of rural commercial Banks,and analyzes the background of regulating rural commercial Banks' affiliated transactions from the aspects of violation performance and incentive in combination with the current regulations on commercial Banks' affiliated transactions.The second part introduces the internal and external supervision of foreign commercial Banks on related transactions and its reference significance to China.This part discusses the regulation of related transactionsin the United States and Taiwan from the two aspects of the identification and supervision of related transactions,and summarizes the significance of foreign legislation for China's reference.The third part analyzes the problems existing in the legal regulation system of related transactions of rural commercial Banks from four aspects:non-uniformity of norms,lack of internal control management system,defects of information disclosure system and imperfect accountability system,and points out the deficiencies of the current regulation system.The fourth part,aiming at the problems in the third part,puts forward Suggestions to improve the legal regulation system of related transactions of rural commercial Banks from four aspects: improving the supervision and regulations,improving the internal risk management measures,improving the information disclosure system,and improving the mechanism of liability investigation for illegal transactions.