Research On The Legal Mechanism Of Withdrawal Of China's P2P Online Lending Platform

Since 2019,due to the poor rectification effect of P2 P network lending platforms in various regions,there are still a large number of platforms still not up to "compliance".Therefore,some provinces and cities directly start the exit procedure of guiding the platform.However,according to the current situation of platform exit in various regions,both the exit standard of P2 P network lending platform,the formulation of platform exit scheme,and the supervision of platform exit process exist In many problems,if they cannot be solved in time and the platform exits the market roughly,it will not be conducive to the long-term healthy development of the entire Internet finance industry.Based on the current situation of business withdrawal of P2 P network lending platform in China,combined with relevant data,this paper analyzes the existing problems in the current withdrawal process,and then combined with the existing legal environment and excellent foreign systems in China,puts forward personal suggestions and ideas for further improvement in the process of business withdrawal of P2 P network lending platform.The content of this paper is divided into the following five chapters:The first chapter is the introduction,which mainly introduces the background,significance and research methods of this paper.The second chapter is the empirical analysis of the business withdrawal of P2 P network lending platform in China.It briefly introduces the historical evolution and current development status of the development of P2 P network lending business in China,as well as the current situation of the business withdrawal of P2 P network lending platform in China.In addition,the author also introduces the practice of the business withdrawal of P2 P network lending platform in Shenzhen,Guangdong,Jiangxi and other places in China Situation,and the above situation was summarized and analyzed.The third chapter is the problems existing in the withdrawal of P2 P network lending platform business in China.This part is based on the status quo of the withdrawal of P2 P network lending platform business in China and the practical investigation in some regions in the second chapter.On this basis,it summarizes and analyzes several problems existing in the withdrawal of P2 P network lending platformbusiness in China.The fourth chapter is about the regulations and Enlightenment of the withdrawal of P2 P network lending platform business in foreign countries.This part mainly introduces the relevant regulations of the United Kingdom,the United States and France on the withdrawal of P2 P network lending platform business,and summarizes the systems that can be used for reference in China in these countries.The fifth chapter is the legal thinking of improving the business withdrawal of P2 P network lending platform in China.The author combines the research of the previous four chapters,and puts forward the thinking and suggestions of improving the business withdrawal of P2 P network lending platform in China from the legal point of view.