Research On Government Supervision Of Commercial Banks In Huanggang City,Hubei Province

In the development of modern society,banks have a special status and importance in the financial market.Due to historical reasons and different political systems,China’s banking industry has certain vulnerabilities,and the overall financial market is not mature enough.In recent years,the development of commercial banks has begun to accelerate,becoming an important part of the financial system,and has made great contributions to the diversification of China’s financial market.At the same time,the reason why commercial banks can develop so rapidly is inextricably linked with the strong support of local governments.With the continuous deepening of world economic integration,the degree of marketization of the banking industry is also deepening.As a local government,the supervision of commercial banks is also increasing.Facing the complicated economic environment,how can local governments promote the continuous development of commercial banks on the premise of ensuring the continuous development of commercial banks,and how the relationship between the two can be effectively coordinated under the new economic normal.The problems that commercial banks need to face.This research mainly relies on my own work experience,through the analysis of the development history of the commercial banks affiliated to Huanggang City,Hubei Province,combined with the actual work experience,and analyzes that the government functions in the region are under the supervision of commercial banks,and there is a risk prevention capability.The promotion and supervision concepts need to be updated,the regulatory efficiency and information disclosure needs to be strengthened,and the regulatory coordination mechanism is not perfect.At the same time,by analyzing domestic and foreign government regulatory measures on the banking and financial industries,combined with the local actual situation in Huanggang City,Government regulation of laws and regulations,clarification of the scope of regulatory responsibility,strengthening the internal supervision of banks,building a social credit system,and strengthening the exchanges and cooperation of the regulatory authorities to improve the improvement of the government’s supervision and recommendations of the Huanggang City Commercial Bank,I hope this study It can provide a valuable reference for the healthy development of Huanggang City Commercial Bank in Hubei Province.