Research On The Legal System Of Elderly Long-Term Care Insurance

The needs of the nursing for the elderly in this country are increasingly desperate,and it has to do with the growing trend of aging in our country and the weakening of the family pension model.In this context,the existing home and a small business insurance model is a way of dealing with the elderly,especially the elderly who need long-term care is nearly enough.In order to alleviate the social pressure brought by the aging population,reduce the growing burden of pension which due to changes in the family structure and the existing social insurance system,it is imperative to consider establishing the long-term care insurance system for the elderly.This article is about the legal system of long-term care insurance for the elderly,learned from the existing experience of the United States,Germany,Japan and the Netherlands,and also combined with the pilot situation of Chengdu,Shanghai and Qingdao in China.Then try to work out some Suggestions for the construction of China's long-term care insurance legal system that suits our basic national conditions.This article have five chapters.The first chapter is the introduction,which mainly describes the research background,research significance and current research status of long-term care insurance for the elderly at home and abroad.It is hoped that it can provide support for the construction of my long-term care insurance legal system from the perspective of the overall environment.The second chapter is an overview of the relevant theories of the elderly long-term care insurance system.Through the elaboration of the definition of the elderly long-term care,long-term care insurance and the combination of medical and nursing care,it provides a theoretical basis for the following studies on the legal system of long-term care insurance for the elderly in China.In addition,the author also shows some instructions of the characteristics of the elderly long-term care insurance and its differences between basic endowment insurance and basic medical insurance in the second part.Chapter three is a study of the long-term care insurance system in the region,and by contrast the long-term care insurance laws of the United States,Germany,Japan,and the Netherlands,try to get a sense of the state of the system,and find out a long-term care model that fits our national conditions.The fourth chapter is the current situation of the local pilot program of long-term care insurance in China.Through the study on the pilot program of long-term care insurance for the elderly in Chengdu,Shanghai and Qingdao,the problems and deficiencies are found out,so as to provide practical experience for the specific design of the legal system of long-term care insurance for the elderly in China.The fifth chapter is the construction of the long-term care insurance system for the elderly in China.Firstly,it clarifies the legitimacy of formulating laws related to the long-term care insurance for the elderly.Secondly,it selects the long-term care insurance model for the elder and provide a reference for the specific design of the insurance legal system for the elderly long-term care in China.