The Design And Implementation Of The Core Business System For Financial Leasing Companies

With the rapid evolution of China's"Internet +" and the strong rise of financial technology,the financial leasing business of the banking system has developed rapidly throughout the country.The development of China's financial leasing industry has entered a fast lane,the core business system of financial leasing companies is the fundamental guarantee for improving the scientific management of financial leasing companies and promoting the efficiency of the financial leasing process.It is a powerful guarantee for strengthening the life cycle management of leasing products,especially the strict review of the tenure and value of insurance,insurance and other information.It plays an important supporting role in promoting marketing,enhancing decision analysis ability,and improving the scientific and efficient management.However,due to the rapid development of the leasing business in the financial leasing industry,the corresponding leasing core business system is still not perfect enough to meet the growing demand for leasing business.Therefore,in today's "Internet +" model,it is necessary to speed up the construction of an information system for the core business of financial leasing.Making full use of modern new technologies to serve the business of financial leasing companies,it has become a top priority to build an advanced and practical financial leasing company core business system.Based on the current social and economic background and the development of the financial leasing industry,this paper takes the core business of financial leasing as the entry point,and analyzes the research and development background,market position of the financial leasing company's core business system and the research status of similar information systems at home and abroad..This paper adopts the common B/S architecture of Web system,develops in Java language,and uses Oracle database to provide reliable and efficient data information storage.This paper studies and designs the core business system of financial leasing companies that meet the business needs of financial leasing companies,and achieves stable operation on the Linux platform.The main work and contributions of this paper to solve the key problems facing the financial leasing information field are as follows:1.In order to solve the problem of low efficiency of financial leasing business leasing calculation,this paper designs and implements a flexible and accurate leasing business calculation engine,which provides solutions for efficient calculation of large data volume pricing calculation,interest rate calculation,amortization calculation,and provisioning.2.In order to further standardize the flow and circulation control of financial leasing business,the whole process is adopted.Full process processing is one of the most notable features of the rental business.Through the process control engine,the work between departments and departments,users and users is organized and standardized in an orderly,rational and humanized manner.3.Innovate in business model and financial product management:the system can not only meet the core business needs of financial leasing,but also design and provide effective management of financial products.The system has high degree of parameterization and flexible parameters.Achieve the impact of weakening"financial products" and "business models" on user operations4.Data integration for repetitive operations:mainly in data integration and sharing,such as between the company front,middle and back office,between departments and departments,between users and users,and between forms and forms.It eliminates the need for repetitive tasks and greatly increases business efficiency.Finally,a variety of test methods are used to test the functionality,ease of use,reliability,and maintainability of the financial leasing company's core business system.And improve the problems found in the test to make the system more complete.This paper designs and implements the core business system of financial leasing companies based on the two main lines of business and technology.Through innovative business models and financial product management,the pre-lease business,rental business and post-rental business of financial leasing,as well as the public client management module and quotation measurement module are the main core modules for research and design.It enables the centralization of core business data management for financial leasing.It realizes business process standardization,management paperless,strict risk control,and full coverage of business use.The core business system of financial leasing designed and implemented in this paper has been thoroughly tested and completed in the financial leasing company.The on-line operation shows that the system can meet the needs of the financial leasing core business,which can greatly improve the daily work efficiency and service quality of the financial leasing business.