| These years,along with our global economic development and to push forward the development of policy coordination,in great China adopted the reform and opening up,the living standard of the average overall economic level and people in the country have been greatly improved.Since entering the new century,the Internet has entered the domestic people's line of sight,along with the popularity of coverage of the rapid development of network technology and the range of whole China Internet and mobile Internet devices,people's way of life has changed fundamentally.This brand-new service mode of online payment online has replaced the service function of traditional bank in a short time,and has penetrated into people's daily life,and has played an indispensable role.And compared to traditional banking services,based on the technology of Internet and mobile network equipment based on Internet banking can break through time and space constraints,provide most services with traditional banks for users in a short period of time,due to the convenient side of this breakthrough formula makes it quickly get a very large number of users and quickly gained popularity in domestic development within the scope of.The online payment system is the main function of the online banking service is available,it is able to provide users with online banking online payment function from this convenient and makes it become the focus of discussion and concern.And the traditional bank function comparison,most prominent advantage of online payment is paid by simple steps,can complete the online payment in a short period of time or other online transactions and are not subject to time and space constraints,as long as the network coverage and mobile network equipment can realize the process.The development of modern information technology makes the network that China's large area coverage,plus this year the number and variety of mobile network equipment products emerge in an endless stream of on-line payment,the success of the foundation and reliable foundation development.And the most important job is to protect the security of funds in the online transaction process.Only to ensure users online payment process of the safety of the funds through online banking,in order to make the new e-business maintain long-term stable development,research and development of online payment system safe and reliable is imminent.This paper mainly through the analysis of the global scope in different countries to establish and develop the online payment system experience and practical application of research and comprehensive system,carried out a preliminary research on payment theory knowledge and professional technical system of online,from many aspects of the problem and the establishment of the bank on the net of the related research and exposition analysis and Study on how to establish the online banking system is safe and reliable.First of all,the paper collects and analyzes the literature and related data of online payment systems in various countries around the world,and seeks to establish a theoretical framework for online banking.Secondly,a comprehensive investigation and analysis of the online payment system establishment and development of the actual background,to find a comprehensive construction and development of online banking online payment system needs to address the most fundamental issues.Next,based on the integration of statistical analysis of collected documents and relevant data,combined with the practical background of life,that now want to complete online payment requirement of information system construction.In addition,through the comprehensive analysis of the above problems,we plan out the security guarantee scheme for the users in the process of online payment through online banking.Finally,detailed and comprehensive planning and construction of the main modules of online payment system,including online payment,online transfer and password retrieval and hanging. |
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