Design And Implementation Of Collateral Management Subsystem In A Certain Bank

Credit business is an important source of economic income for commercial banks,among which credit risk management is an important part of management.The level of credit risk management directly determines the credit risk of commercial banks,so domestic and foreign commercial banks have invested a lot of manpower and material resources in credit risk management.In the business of credit risk management,collateral management is an important way to control credit risk.With the continuous growth of domestic banking industry,the informatization level of credit risk management business has been rapidly improved.A certain bank has carried out informatization transformation of its internal credit risk management business,implemented the research and development project of credit risk management system,and provided digital business management support and functional services for the bank's credit risk management system.This design takes the collateral management subsystem of a certain bank credit risk management system as the research object.Based on the investigation and analysis of the business environment of pledge management of a certain bank,this paper designed and implemented the subsystem of pledge management based on Java Web software technology according to the business process and informatization requirements of pledge management.In this paper,the demand,design,test and implementation of the collateral management subsystem are studied.The collateral management subsystem is an important subsystem in the credit risk management system of a certain bank.The system development technology includes Java Web technology,SSM mode technology,Oracle database technology.In the research of the system demand analysis work,according to the actual management methods and processes of collateral management business of a bank,the problems and deficiencies are investigated,and the functional development and non functional development requirements of collateral management system are put forward.On the basis of system requirement analysis,the overall design,database design,security design and detailed design of functional modules are carried out.And the realization of the functional modules of the system is studied.On the basis of system design and implementation,this thesis analyzes and studies the test work of collateral management system in detail,analyzes the test workflow,methods and ideas of the system,and tests and evaluates the implementation effect of the system.The system includes charge registration management,charge entry and exit management,charge valuation management,charge monitoring management and system management and other functions,which can provide necessary business management support for the charge management business of a certain bank.The research work of this paper is based on the actual research and development project of the collateral management subsystem of a certain bank credit risk management system.Through the application and implementation of the collateral management subsystem,the collateral business management level of a certain bank is improved.At the same time,it can also provide experience for other commercial banks in China..