Risk Control Of The Wealth Management Products Of The Bank Of China Longgang Branch

First,by classifying the wealth management products of the commercial bank according to five different standards,this paper made the conclusion of the type of the existing wealth management products.Forever,this paper has studied the development process of the wealth management products of the commercial bank in china,and emphatically analyzed a series of laws and regulations,which are issued by the supervision department.Based on this,we can understand the characteristics of the different phases of the development process of the wealth management products.Through analyzing the situation of the wealth management products of the Longgang branch of the bank of china,this paper focus on the problem existing in the Longgang branch of the bank of china.Second,a questionnaire survey is carried on in this study.Customers,who have bought the wealth management products from the Longgang branch of the bank of china,may become the object.By analyzing the habit and the level of risk perception of customers,this paper deeply analyzes the characteristics and risk of the business of the wealth management products of Longgang branch of the bank of china.Last,this paper gives some suggestions to control the risk of the business of the wealth management products of Longgang branch of the bank of china.On the base of the successful experience of the developed city,this paper gives some suggestions on three perspectives.Namely,from the perspectives of the Longgang branch of the bank of china and the customers,the business process of the wealth management products and the main risk.