Research On Internet-based Financial Ecological Relationships

In recent years,with the further development of the Internet,the Internet revolution in the financial sector has been showing.This paper clarifies the Internet to change the benefits of financial conditions,combined with the principle of financial nature,deduced the impact that the Internet elements has pushed on the nature elements of financial.This paper argues that the Internet has not changed the nature of the financial elements,but penetrated into all aspects of the nature elements of financial.By combining the impact that ecological theory and internet finance have on traditional finance,this article is aimed to clarify the relationship between ecology financial and internet.This paper argues that there will be an increasing number of cross-cutting areas between the traditional finance and Internet finance in the future,but they all will have their own advantages in the field.Also it is difficult to break into among their core area,so internet banking and conventional banking is symbiotic and competing ecological relationships.By introducing two kinds of Internet banking(third-party payment and P2P)typical pattern,this article will further support the above theory down process.On this basis,we will make some suggestions to the chinese banks that engaged in Internet finance.