Analysis Of Capital Investment Efficiency Of China Life Insurance Company.

The world economy has recovered slowly,the downward pressure on the domestic economy has eased,and the business volume of the insurance industry has maintained steady growth.But in recent years,due to the gradual relaxation of the insurance market regulation,a large number of foreign and joint-venture insurance companies have flooded into the Chinese insurance market,and the competition in the insurance industry has become increasingly fierce.At the same time,the improvement of people's living standard has higher requirements on the coverage,depth and expectation of insurance.Due to the above various reasons,the insurance agency specialising in the production costs rise gradually,the profit space are getting smaller,and the asset side of investment income increase can greatly alleviate the pressure of the insurance agency business,thus improve the efficiency of assets the funds investment,improve the investment of insurance funds yield level of the work is imminent.Insurance companies,including China life insurance,are also paying more and more attention to the investment management of insurance funds.China life insurance co.,LTD.(hereinafter referred to as "China life")as the insurance industry,especially the leading enterprises of life insurance,the company capital investment management is not only to its stable operation is of great significance,also will be within the insurance industry on the other companies have a significant impact.Therefore,the research on China life insurance fund has important practical significance.Therefore,this article selects the China life's biggest insurance group as the research object,on the basis of the theory related to use of insurance funds,combined with the general situation of the investment of China life,the methods of statistical analysis,model number,model analysis was carried out on the efficiency of fund investment in China life insurance,China life's investment assets calculated the optimal allocation,and asset allocation situation of investment and reality that make comparison and analysis,to seek and find out the rationality of China life insurance investment asset allocation.Eventually on the basis of the above research results,from the assets and liabilities management,investment channels and internal control aspects of optimal asset allocation efficiency of China life insurance investment advice,so as to provide reference for the decision-making.