Research On Ipc In Chinese Financial Institutions

With the rapid development of economy in china,the small enterprises in the economy proportion is bigger and bigger,the micro-finance has got great development.Introducing German IPC micro lending technology,the IPC company has cooperate with many financial institutions,helping a lot of tiny enterprise has obtained the financing,promoting the healthy development of the real economy.In Jiangsu province,has a lot of Banks and other financial institutions the IPC technology is introduced,and has achieved great success,with a certain experience.But for the moment,although domestic for the use of IPC micro lending technology has achieved significant success,but only at the application stage,and the specific application about German IPC micro lending technology in our country the study of the theory of the progress is slow,it also makes our country's IPC micro lending technology only in practice,there is no perfect summarized the related theories of and guidance.The theory of micro finance theory,credit evaluation technology are summarized,and enumerates the current theory of the IPC micro lending technology achievement,and introduces in detail the fundamental principles of German IPC micro lending technology,main characteristics and business process,the selection of the WJRCB field investigation,in the field survey,select a customer,and the concrete research of the bank to lend to customers a series of business processes,and WJRCB in Jiangsu province for the practical application of the IPC micro lending technology case has carried on the comprehensive analysis,summarized the successful experience of IPC,IPC technology but also points out the exist in the practical application of a series of problems,finally come to the conclusion and in use of IPC technique problems that exist in the corresponding countermeasures and Suggestions are put forward.