Research On Identification And Supervision Of Systemically Important Insurance Companies In China

Systemically important insurance institutions exert key functions in the financial system.Because of their large scale and giant size of business,they are also highly correlated with other financial institutions.Once a systemically important insurance institution suffered in crisis or fall into business dilemma,it will result in serious risk spillover effect which correlated with the stability of the domestic financial environment and the development of the real economy.Therefore,the effective identification of systemically important insurance institutions is closely related to the macroeconomic security of our country.from the perspective of supervision,the identification-of such institutions is the most critical step in improving the regulatory system.The problem to be studied in this paper is on the basis of relevant assessment methods and regulatory measures of the internationally important regulatory agencies such as the International Association of Insurance Supervisors for systemically important insurance institutions,then conducted an empirical analysis of the actual operation of the top ten insurance groups in China and their systemic importance were assessed.Finally,we combine Ping An Insurance Group of China internal control management and put forward systematic proposals for the supervision of our domestic insurance institutions.This article is divided into six chapters.The first chapter is the introduction.A brief introduction to the research background significance and innovation points.focusing on literature review and concepts,reviewing the systematic importance assessment methods and supervision research of financial institutions at home and abroad.The second chapter is a systematic exposition of systemically important insurance institutions and their evaluation theories.The third chapter is the analysis of the development status and problems of China's insurance industry.It makes a profound interpretation of the development of China's insurance industry,and at the same time carries out a comprehensive analysis of the issues of China's insurance industry.The fourth chapter is the assessment of China's system-important insurance organizations.Through the analysis of China's ten insurance groups,comprehensive analysis of three years of data,combined with the improved index method to determine the domestic systemically important insurance institutions,ranking the comprehensive score.Chapter V China Ping An Group's business framework and Ping An Group's risks,as well as the internal control management for the Ping An Group and regulatory recommendations on China's systemically important insurance institutions.The sixth chapter is a summary of the full text.The results of the comprehensive case analysis make further summary and presentation.It also suggest an outlook for the supervision and development of China's domestic systemically important insurance institutions.