An Empirical Study Of Rural Financial Development In Jiangxi Province On Rural Income Growth

Solving the problem of "agriculture,rural areas and farmers" is the premise of Jiangxi's economic rise,and solving the problem of "agriculture,rural areas and farmers" cannot be separated from the support of rural finance.However,rural finance in Jiangxi province has been developing slowly for a long time.Rural finance is the weakest area of financial service in Jiangxi province.Therefore,the improvement of rural financial system in Jiangxi province can not only promote the development of rural economy,but also increase the income of rural residents,thus promoting the rise of Jiangxi economy.This study empirically analyzes the influence of rural finance development in Jiangxi province on rural residents' income through vector error correction model,mainly including five parts:The first part is introduction.This paper mainly elaborates on the background,significance and purpose of the research,relevant research status,main research methods and technical routes,innovation and deficiencies,etc.The second part is the theoretical basis analysis.First through to the agricultural credit subsidies theory,rural financial market theory such as the rural financial development theory and theory of rural residents income growth,combined with the research contents in this paper,the rural financial development theory of rural residents income growth.The third part mainly examines the financial development and rural income growth of Jiangxi province.Mainly divided into the rural financial development in jiangxi province and Jiangxi province farmers' income growth of two parts,and on this basis,analyzes the Jiangxi province rural finance and the problems existing in the rural residents' income growth.The fourth part is the main validation in Jiangxi province,the rural financial development on the influence of the rural residents income,by building the VECM model respectively from the perspective of short-term,long-term,to explore the rural financial development in Jiangxi province the dynamic effect on rural residents' income.The fifth part puts forward corresponding policy Suggestions on the influence of rural financial development on rural residents' income in Jiangxi province and the problems of rural financial development and farmers' income growth in Jiangxi province.Finally,this study obtained the following conclusions: the development scale of rural finance does not promote the improvement of farmers' income,but has a certain inhibitory effect.The improvement of rural financial development efficiency can effectively promote the improvement of farmers' income.In terms of rural financial development structure,in the long run,the increase of loan balance can promote the improvement of farmers' income,while the increase of deposit balance will inhibit the improvement of farmers' income.Although in the short term,the improvement of rural investment level can promote the improvement of farmers' income,but in the long term,the improvement of rural investment level can inhibit the improvement of farmers' income.