Quzhou County Xi Ma Lian Gu Branch Of Rural Credit Cooperatives Research On Problems Of Farmers Microfinance

China is a large agricultural country and a developing country.The issue of "agriculture,rural areas and farmers" has been included in the government work report for many years.The victory of the "nineteen hundred" was held to focus on the "three farmers",and made it clear that poverty would be eradicated by 2020.Farmers small loans as the main way of China's service "three rural",one of the implementation of the rural credit cooperatives farmers microcredit and promotion,effectively alleviate the farmer loan difficult problem,significantly increased the borrowing people's basic living standards,achieved good social effect and economic benefit.However,there are many problems in the development of rural credit cooperatives.This article through to the quzhou county Xi Ma Lian Gu bureau of rural credit cooperatives farmers microcredit development through the analysis of the main problems existing in the process,and to solve these problems,constructively put forward the corresponding countermeasures,so as to promote the Xi Ma Lian Gu bureau farmers microcredit healthy and sustainable development,and make it become the local farmers' income to get rich,the main thrust of the elimination of poverty.This paper is divided into six parts.The main contents are as follows:The first part is the introduction,which mainly introduces the research background and significance of this paper.Briefly describes the research status at home and abroad;The research ideas and research contents of this paper are presented.This paper introduces the research methods and innovation points of this paper.The second part introduces the basic concept and related theory of farmers microfinance.The third part briefly describes the general situation of rural credit union in hebei province and the development stage,main mode and current development status of peasanthousehold microcredit.The fourth part firstly introduces the general situation of the rural credit cooperatives in quzhou county and the development process and development status of farmers microfinance.Next to the quzhou county Xi Ma Lian Gu bureau of rural credit cooperatives farmers microcredit customer group sampling questionnaire investigation,and through the analysis of the questionnaire survey results of the current status of quzhou county Xi Ma Lian Gu bureau of rural credit cooperatives farmers microcredit.The fifth part through the fourth part of the comprehensive management situation analysis and the questionnaire result analysis,draw quzhou county rural credit cooperatives Xi Ma Lian Gu bureau imperfect internal control,lack in compliance management is a the quzhou county Xi Ma Lian Gu bureau of rural credit cooperatives farmers microcredit at the root of the problem,at the same time,the negative impact of the external credit environment led to many problems.The sixth part is divided into the fifth part to solve the problem of farmers microfinance in the quzhou county Xi Ma Lian Gu bureau of rural credit cooperatives.