Asset Securitization Development Of Bank Of Communications Of Hei Longjiang

In order to seek better development,with the global economic recovering,researchers around the world for economic research are also constantly updating.In the seventy's,under the constant research and development,asset securitization occupies more and more important position in the field of financial development.In terms of asset securitization research,the development of this new field to a great extent,has changed the financial landscape in the world,and caused the change of the related system.With the continuous development of financial securities in the world,all kinds of economic subject gradually aware of the benefits of asset securitization to the financial industry,then its application is becoming more and more widely.Especially in the banking sector,asset securitization become its new financing way,in the foreseeable future will become the main way of the financial industry.For Heilongjiang province branch of bank of communications,established due to its relatively long,and is located in the northeast China,alone bank based business difficult to outshine others in the field of bank,as a result,the introduction of this new type of financing,asset securitization,help to increase their efficiency,improve the industry status,into a line of Chinese commercial Banks.Article summarizes the overall development of global asset securitization,and through the analysis of China's specific national conditions and in combination with the practical conditions of Heilongjiang province branch of bank of communications,points out the necessity of asset securitization.On various existing methods of asset securitization and the advantages and disadvantages of various methods after detailed analysis,combined with the specific situation of Heilongjiang province branch,its feasible implementing scheme and relevant suggestions are pointed out for bocom,and pointed out the direction for the development of the branch after.Full text is divided into five aspects,at the beginning of the article summarizes the research of global asset securitization,the content of the bank asset securitization at home and abroad was introduced in detail;Second,combined with its related definition and content of the theoretical knowledgeinvolved a detailed explanation;Third,the combination of bocom branch in Heilongjiang province were analyzed,and the specific cases to explain what the duty behavior to the implementation of asset securitization and asset securitization can bring about what to Banks;Fourth,now in this branch of asset securitization methods are analyzed,and pointed out the advantages and disadvantages of the various levels in detail;Finally,combined with the specific situation of Heilongjiang province branch,its feasible implementing scheme and relevant Suggestions are pointed out for bocom.