New Characteristics Of Credit Card Fraud And Countermeasures Anti-fraud In H City

Credit card is a kind of innovative consumer business with credit attribute and non-cash payment and settlement function.Not only fast,efficient and convenient,but also promote the prosperity of the social consumer retail market.The scale of China's credit card market continues to expand,the number of issuing cards is increasing day by day,and the rate of live card continues to rise.The use of credit cards has changed people's traditional consumption concept,and more and more young people tend to use credit cards to consume.At the present stage,due to the imperfect social credit system,the loose policy of credit card issuing banks on credit card application and the lack of security awareness of credit card users,the potential risks of credit card fraud have increased,resulting in a series of credit card fraud violations and crimes.The main manifestations of credit card fraud are false application by illegal elements,fraudulent behavior,fake cards,fake cards,illegal cash and malicious overdraft.Some methods present specialization and openness.Therefore,it is of practical significance to prevent and combat credit card fraud risk management ability and control credit card fraud.H city is the representative city of high-tech in China,leading the development of the Internet industry.In recent years,credit card fraud incidents occur frequently and frequently,and credit card fraud presents new characteristics different from traditional fraud means.Therefore,this paper takes H city as an example to analyze and study the problem of credit card fraud in this city.This paper combines inductive statistics method with case analysis method.By analyzing and studying the cases of credit card fraud in H city,it sums up the new features of network and internationalization of credit card fraud in H city.In view of the new features of fraud,the city has formulated and implemented anti-fraud countermeasures.This paper summarizes the measures and means with less outstanding effects,which are used in other cities in China.The city provides reference for anti credit card fraud.Chapter five,aiming at the shortcomings of anti-credit card fraud measures in H city,and combining with practical experience,puts forward some operable anti-credit card fraud measures,aiming at significantly reducing the occurrence of credit card fraud cases in H city,and resolves the current situation of high incidence of new features of credit card fraud in H city.In the first chapter,the background and significance of the research are introduced,the current situation of anti-credit card fraud research in China and abroad is understood,and the research methods and organizational structure adopted in this paper are introduced.In the second chapter,this paper expounds the general theory of credit card fraud and anti-fraud,defines the scope of credit card fraud and anti-credit card fraud research,analyses the general characteristics and manifestations of credit card fraud,and then lists the main means of credit card fraud.Chapter three,based on the current situation of credit card industry in H city,summarizes the new features of credit card fraud in H city,and introduces the new features and manifestations of credit card fraud in combination with H city credit card fraud,and makes an analysis of the reasons for the new features of credit card fraud in H city.In the fourth chapter,this paper evaluates the social effects of the measures adopted by H city against credit card fraud.Finally,based on H city,which has prominent new characteristics of credit card fraud,this paper summarizes the trend of new characteristics of credit card fraud in China,and promotes the whole country with reference to the good effect of the new characteristics of anti-credit card fraud in H city.This not only brings a sense of security to the environment of credit card industry in China,but also has realistic significance to the normal operation of financial order in China.