Research On The Operational Risk Of Commercial Bank's Organizational Credit Business Based On The Complex Network Of Business Process

In recent years,the domestic economics gradually enters the new normal situation.Commercial banks are facing increasingly fierce competitive environment.In this context,the operational risk affairs of domestic commercial banks,especially the operational risk management of commercial banks' organizational credit business,are constantly exposed.Therefore,at present,the risk control situation of domestic commercial banks is severe,and the operational risk management of credit business needs to be enhanced.In the text,the complex network theory is used as the research method to introduce commercial banks into the operational risk research of credit business.Complex network theory is a kind of study method.It can abstract the practical problems to math models,using computer programs and mathematical tools to analyze the mathematical models.In this way,it can study the rules and characteristics of the practical problems.According to a commercial bank operational manual,we extract the commercial bank.It involves 49 positions and 74 business links.Based on these data,the network of organizational credit business process is constructed.On this basis,through the analysis of topological properties of the complex network,we can evaluate the importance of various positions in the operational risk management of commercial banks.And give some advice on operational risk management.To sum up,on the one hand,it broadens the research methods and ideas on the operational risk management of organizational credit business.It is a new perspective and a new attempt.On the other hand,it is beneficial to search the key positions of operational risk management in the commercial banks' organizational credit business processes.On this basis,we can improve the control level on the operational risk management of commercial banks' organizational credit business,optimize the organizational credit business processes of commercial banks,and provide certain reference significance on operational risk management.