Research On The Difficulty Of Enforcement In Commercial Bank Creditor's Rights Cases

The implementation of the creditor's case of commercial banks has always been the key and difficult point in the judicial practice.Through the analysis of the implementation of the Lianyungang intermediate people's Court of the last three years by the admissibility of 537 commercial bank claims,claims can be found widespread commercial bank "problems were large and the actual rulings rate is low and the application execution subject and the actual rate is low" in the implementation process.Claims of commercial bank executive has the implementation of the subject,the preservation of debt security is weak,the effect of external economy,causing secondary problems,complicated process,long cycle,large and passive execution by objective factors such as seven characteristics.To solve the problem of difficult execution of commercial bank creditor's rights plays an important role in maintaining national financial security,preventing and controlling financial credit risks and strengthening the construction of social credit system.The reasons for the difficult enforcement of commercial bank creditor's rights mainly lie in the commercial banks themselves,the debtor,the court and other factors.Therefore,in practice only for the person to be enforced by different circumstances make efforts and improvement of different from commercial banks,the court and the society and execution practice,in order to fundamentally solve the problem is expected to perform claims of commercial banks.