Research On The Legal Issues Of Margin Pledge

After the reform and opening up,commercial Banks and policy Banks have developed vigorously,and Banks have become an indispensable part of commercial financing.In terms of business cooperation,enterprises are the key service objects of Banks,and the relationship between them is getting closer and closer.The loan guarantee business is also increasing year by year,and the guarantee of guarantee with small threshold and low requirements has won the favor of both sides.However,the legal provisions of the guarantee method of guarantee by pledge of guarantee money are not perfect,and the judgment standards of different courts are different,which also leads to the insufficient recognition of the agreement between the two parties.This article will mainly combining with the judicial interpretation of the provisions of article eighty-five and using the empirical research as the reference standard,one of the bank credit business margin collateral for breakthrough point to the problems that might involve,including the condition of pledge of deposit,delivery,and after the pledge to set the priority of compensation and other issues,and put forward relevant Suggestions,in order to guarantee the rights and interests of the parties to the greatest extent.