Research On The Development Of Rural Household Micro-credit Business Of The Agricultural Bank Of Inner Mongolia

Agricultural Bank of China(ABC)introduces its reform on the joint stock system in 2007.The government once again endowed ABC the significant responsibility and mission to serve agro-related sectors,and defined ABC as a large state-owned commercial bank committing to provide financial services to agro-related sectors in countries.Since 2007,ABC has been exploring innovative paths and products to serve agro-related sectors.Among those products,microfinance for farmers becomes one of the most characteristic products,which is also a representative project.Whether ABC could accomplish the service well and achieve its sustainable development not only determines how well it performs to serve agro-related sectors in the long run,but also the foundation for the long-term survival and development problem for the microfinance's commercial operation in ABC.The rural microfinance was widely welcomed by the majority of farmers in rural areas.The microfinance played important roles,such as solving the difficulty in obtaining loans,supporting rural economic development and promoting income of farmers and herdsmen.It was welcomed by the majority of farmers in rural areas.But in the process of micro-credit,there are also some problem need to solve that can't be ignored and will affect the results.There are six chapters in this article.The first chapter includes background,purpose,status quo and tendency.The second chapter discusses the organization and management system and development model of the rural microfinance in ABC.The third chapter discusses the development and characteristics of the rural microfinance and analyses existing problems in its development of ABC Inner Mongolia Branch.The fourth chapter analyses the supply and demand condition of microfinance.Chapter five of this essay is focused on innovation and sustainable development of the rural microfinance in ABC Inner Mongolia Branch.In the end,we summarize the whole paper and put forward to some related proposals to assure the sustainable development of the rural microfinance of ABC Inner Mongolia Branch.