Study On The Development Of 'A' Bank Credit Under The Background Of Internet Finance:Take Suzhou Branch Of A Bank As An Example

Rapid growth and development of the Internet financial,as well as the diversification,personalization,it presents the characteristics of convenient,cheap and safe,make the original entity commercial Banks by the impact of the network online credit platform,and the traditional credit business of commercial Banks by the P2 P,the raise,the influence of the online credit platform such as the electric business platform,these effects both positive aspects and negative aspects.Internet financial on the one hand,make the market competitiveness of commercial bank credit business promotion,and expand the service channel;Financial at the same time,the Internet has made the bank credit the principal position of the business impact,income,profits,the outstanding of the bank credit business process.This article in combing the domestic and foreign about the document of Internet finance and bank credit business and the process of research results,combining with the development of China's Internet financial situation,A line in our country is studied in detail(take suzhou branch as an example)under the background of the development of the Internet financial credit business development present situation,and the same level in the industry at the same time other state-owned commercial bank's credit business development situation,this paper compares and analyzes based on the traditional commercial Banks how to deal with the effects of the Internet financial related policy Suggestions and measures are put forward,at the same time for A line also more targeted countermeasures and Suggestions are put forward.Hope this research for commercial Banks to deal with the Internet financial to raise their level of credit business development aspects provide certain ideas and reference significance.