Research On The Problems And Countermeasures Of Inner Mongolia Credit Guarantee Insurance

In recent years,the insurance industry in Inner Mongolia has developed rapidly,and the insurance assets scale and guarantee ability have been steadily improved.As an important part of Inner Mongolia insurance industry,credit guarantee insurance has played an increasingly prominent role in promoting the development of export trade,promoting the financing of small and medium-sized enterprises,supporting consumer credit and promoting economic development.Especially in the face of the declining economic development speed of the country and the region,the development status of the real economy is not high,and the credit guarantee insurance is an important adjustment tool for the state to promote the development of small and medium-sized enterprises and foreign trade export enterprises.However,the credit guarantee insurance is a relatively new insurance cover.A number of problems still need to be improved during its development.This article is based on the confidence of the Inner Mongolia insurance industry.First of all,this article compares and discusses the overall development of insurance industry and its development situation in Inner Mongolia autonomous region in the last ten years,and highlights the two business models of credit guarantee insurance in Inner Mongolia autonomous region and its business development status.Secondly,on the basis of fully studying the development characteristics of Inner Mongolia credit guarantee insurance,this paper puts forward the existing problems in the business development,and explores the deep-rooted reasons item by item.Thirdly,we will study the relevant experiences of advanced countries,such as us and Japan,and summarize the development characteristics.Lastly,in accordance with that reality of the insurance business of Inner Mongolia credit guarantee business,it solve the problems exist in the development of the credit insurance business in Inner Mongolia,and puts forward five countermeasures and improve measures such as building a good external environment,establishing a risk sharing mechanism,strengthening the risk control system,enhancing the personnel quality of the company and strengthening the popularization,so as to play a positive role in the promotion of the credit guarantee insurance business in Inner Mongolia.