Research On The Choice Of Small And Medium Enterprises Financing Modes In Yantai City

In the process of enterprise development,capital is the foundation of all kinds of production factors,and it is the premise of the benefits of enterprise products.Nowadays,market competition is intensifying,and the role of liquidity in enterprises is becoming more and more important.However,financial difficulties are the norm,which not only hinders the normal production activities of enterprises,but also affects the future development path of enterprises.Therefore,the raising of funds is the core key for SMEs to consider first and is related to the survival and development of enterprises.For any enterprise to survive and develop,the first thing to have is sufficient funds.In order to enable enterprises to survive and develop,companies need to continuously raise funds.According to the amount of funds required by enterprises,the choice of financing methods is also different.The time and labor costs that enterprises need to pay are also different.The financing process is a double-edged sword,which will also bring it to the enterprise while solving the problem of corporate funds.The potential risks of cockroaches.Enterprises need to weigh the relationship between risk and return,do a good job in risk management,and choose the appropriate financing method according to their actual situation.The precise choice of financing methods can maintain a relatively balanced relationship between internal capital and fund raising.This is the key to improving the core competitiveness of enterprises.Funds are the ability to improve business operations,and are necessary conditions for obtaining business results.The basic elements of management.This paper starts with the concept of SME financing,researches the purpose,content and tasks of SME financing,and takes the financing method of SMEs in Yantai as the research object,and selects Hongyu as the key enterprise to analyze the status quo and problems of financing methods,mainly from Analysis of profitability,stock composition,asset composition,and cash flow from financing activities.By analyzing the advantages and disadvantages of financing methods and channels,this paper probes into the financing environment of SMEs and the choice of financing methods,and draws the reasons for the financing difficulties of SMEs,and proposes countermeasures and suggestions for corporate financing.