Research On Risk Management Of Financial Affairs Of Confirming Storage Financing Of C Bank

In recent years,various commercial banks have carried out various supply chain financial services according to their own conditions to seize the market.However,due to the asymmetry of information,it is difficult for commercial banks to fully understand the relevant information of small and micro businesses.Confirming storage financing as an important part of supply chain financing,it can help small and micro businesses get loan.Create a supply chain finance that can be queried and traced to solve information asymmetry.Therefore,this article will take the C bank confirming storage financing as the research object,and study the financial risks faced by C Bank in the implementation of the confirming storage financing.In the course of the research,this article finds that the main risk faced by C Bank's confirming storage financing is credit risk.The main cause of risk is information asymmetry.Based on asymmetric information theory,this article study the risk of moral azard and adverse selection through the case of SQ company and the case of C bank.By the studying,it found that the asymmetric information has an important impact on the C bank in the process of confirming storage financing.In the end,this article came out that C Bank should increase the importance of risk information,enhanced risk information collection and identification capabilities,reform organizational processes and improve the risk control system.