Research On The Financial Performance Evaluation Of Insurance Companies

China resumed its insurance business in 1980,and in the period since then,the development of the insurance industry has been much faster than the pace of GDP development,which has promoted the development of China's economy and is of great significance for consolidating China's position in the international financial market.But at present,China's insurance industry companies still have some problems: publicity is not in place leading to a strong sense of insurance,the number of companies but the lack of core competitiveness,insurance industry supervision is relatively irregular,and so on,these problems not only can not ensure the healthy development of the national economy,but also in the community to give the impression is not very good.At present,the competition of insurance industry companies in China is more on the competition of financial performance,and the quality of financial performance is directly related to the survival of insurance industry companies in China.If we can correctly analyze the financial performance of China's insurance industry companies,find out the shortcomings,and supplemented by effective solutions,will be able to add to the development of China's insurance industry.At present,scholars at home and abroad have relatively little research on the financial performance of China's insurance industry companies,often used in the company's financial performance evaluation of statistical analysis ideas also have their non-applicable places.In conclusion,this paper combines qualitative analysis and quantitative analysis methods to study the financial performance of insurance industry companies in China.Firstly,according to the principle of establishing financial performance Evaluation Index,this paper selects the Financial performance Evaluation Index of insurance industry companies in China by using expert investigation method,principal component analysis method and stepwise regression analysis method,and then determines the weight by factor analysis method and constructs the index system of financial performance evaluation of insurance industry companies in China.Finally,the financial performance of China's insurance industry companies to carry out a comprehensive evaluation study.The first part is the introduction and literature,mainly introduces the insurance industry company financial Performance Research Overview.The second chapter is the related concepts and theoretical exposition,and combs the statistical methods commonly used in corporate financial performance evaluation and their limitations,and finally puts forward the method of combining qualitative analysis with quantitative analysis used in this paper.The third chapter introduces in detail the construction process of financial performance Evaluation Index system of insurance industry companies in China,and calculates the comprehensive score of financial performance of each insurance industry company in China.The fourth chapter carries on the trend analysis and the score evaluation analysis to the financial performance evaluation result nearly three years.The fifth chapter is the research conclusion and suggestion,after analyzing each index and analyzing the insurance industry company before and after the ranking,puts forward the corresponding countermeasures according to the problems existing in the development of insurance industry companies in our country,in order to perfect the index system of financial performance evaluation of insurance industry companies in China,and then promote the development of insurance industry companies in China.