Financial Support For The Development Of Small And Micro Enterprises In Rural Areas

Small and micro businesses in rural areas are one of the most active groups in China's economic development.They are the engines and driving force of China's economic development,but financing is a major problem that has been plaguing the development of small and micro businesses in rural areas.In order to promote the normal development of small and micro enterprises in rural areas,it is necessary for financial institutions to make structural adjustment and product innovation to the financing of small and micro enterprises in rural areas.However,the biggest difficulty facing small and micro businesses is the problem of financial support.Financial support is an important problem that restricts the healthy and smooth development of small and micro businesses.Tight funds and financing difficulties have seriously troubled the development of small and micro enterprises.Under current circumstances,how to solve problems and support the development of small and micro businesses in rural areas and promote the economic prosperity of new socialist countryside need us to seriously explore the train of thought.This topic will discuss the financial support of small and micro businesses in rural areas,and study related administrative policies and financial policies of small and micro businesses in rural areas at home and abroad.In rural Small and micro businesses as the research object,through the study of data collection,investigation,as supported by the related theory of economics,the phenomenon of Small and micro businesses become the subject of abstract content,in order to find Small and micro businesses development lag problem,is expected to be compared at home and abroad,similar to the industry,especially China post in the case of rural savings bank Small and micro businesses to explore financial support,is conducive to the development of rural Small and micro businesses financial support suggestions.Based on the above research can discover,in the rapid development of China's economy,the gap remains the rural economy and the economic development level of the city,but in rural credit financing has the potential is very great,only better solve the rural loan problems Small and micro businesses,it can truly be the level of the rural economy pulled up.It also has important practical significance to promote the growth of national economy.Through the analysis,this paper draws the following conclusions: first,starting from the perspective of national policy,synergy,branch of our government dominant position in the financial system reform and accelerating the construction of market,banks and other private financial norms the flow of funds,improve the capital market,efforts to build a diversified rural Small and micro businesses financing channels the financial system,deepening the reform of rural Small and micro businesses have strong competitiveness and sustainable development in the financial market.Two,starting from the perspective of commercial banks,for rural financial services Small and micro businesses to be strengthened,not only can make the coverage of bank customers more at the same time,the use of modern information technology and other means of big data,can also increase the customer mining depth,through the research on customer segmentation,the marketing of financial products and financial services can be more comprehensive and meticulous,better solve the rural Small and micro businesses facing funding difficulties,make a greater contribution to the market economy in China.